Beschreibung
Your Tasks:Analysis and design of the lending journey in a web-client application
- Defines and setups unsecured consumer lending journey enabled by a web-client application used by an agent selling loans in branch in Austrian market.
- This includes e.g.: marketing presentation of a loan and its simulation, prospect customer verification in peripheral systems/databases, loan application and income proof collection/verification, risk decisioning (supported by Risk PO), presentation of the approved loan offer incl. upsell, PPI insurance application, loan contracting, disbursement, loan repayment, prepayment and other loan maintenance features in a mobile App.
- Analyses market practices and journeys in applying for a loan in Austrian market, reflects local practice in verifying income of loan applicant, ensures compliance and consumer protection law requirements are embedded/reflected in process design and in web-client screens design.
- Defines general process flows for entrusted solution epics, clarifies and reflects requirements by compliance/legal, risk, security, business contingency and data collection.
- Closely cooperates with designers to reflect all requirements within the web-client screens design.
- Defines detailed user acceptance criteria / user stories for prioritized solution epics in close cooperation with responsible product owner.
- Elaborates user stories into acceptance criteria, discusses requirements with IT architects in terms of feasibility, prepares and supports sprints grooming and planning sessions.
- Ensures the allocated/entrusted part of digital lending product backlog is fully ready for IT development.
- Prepares inputs for sprints ceremonies: sprint refinement, planning, demo, retro sessions
Michael Bailey International is acting as an Employment Business in relation to this vacancy.