Beschreibung
Gesucht wir ein Product Owner (m/w) zum Einsatz vor Ort.Start: asap
Folgende Skills werden gefordert/ erwartet
Your tasks
Design and setup of the credit policy
• Defines and setup the credit policy for unsecured consumer loan sold digital e2e thru a mobile App in Poland to new–to–bank private individuals. This policy includes: automated loan underwriting process (rules & engine), comprehensive credit policy rules incl. general knock-out criteria, credit bureau/s rules & know outs, scoring (including 3rd party scores to leverage), credit capacity calculation, disposable income definition, income verification rules, all tailored-made for the Polish market, compliant with the local regulation and law requirements.
• Defines detailed requirements for implementation of integration with local Polish credit bureau/s and other eventual 3rd parties providing data or scores to be utilized in loan underwriting.
• Setups a fraud policy efficient for the business model providing consumer loans remote and digital end-to-end to new-to-bank private individuals.
• Defines the set of tools for loans portfolio credit risk management and elaborates respective solution epics.
• Acts (during his/her assignment) as the product owner of a set of digital solution epics related to loan underwriting process, fraud and loans portfolio management tools, responsible for drafting epics, user stories/solution acceptance criteria according to the methodology and format as required.
• Ensures the allocated/entrusted part of digital lending product backlog is ready for IT development, ensures shared understanding of the credit risk assessment domain with IT delivery teams.
• Elaborates user stories into acceptance criteria, discusses requirements with IT architects in terms of feasibility, prepares and supports sprints grooming and planning sessions.
Your qualification
• 7+ years of relevant credit risk management experience preferably in Polish market with focus on risk policy setup, testing and maintenance in a financial institution
• Project management experience with agile delivery
• Familiar with digital banking specific needs7requirements in area of credit risk management
• Seniority in coordination of various project stakeholders across the bank, closely working with other product owners and IT delivery teams
• Experience in negotiation with risk systems and services providers, incl. credit bureau providers
Soft skills
• Drive for results
• Customer focus
• Pro-active attitude and team orientation taking ownership for tasks deliveries
• Excellent communication skills
• Structured working approach and problem-solving skills
• Very good command of English (mandatory)
• Motivation to constantly improve and learn new technologies