BERNARD LEGRU verfügbar

BERNARD LEGRU

Finanz, Banking, Zahlungsverkehr und IT Berater

verfügbar
Profilbild von BERNARD LEGRU Beratung und Management aus AIGREMONT
  • 78240 AIGREMONT Freelancer in
  • Abschluss: 1989
  • Stunden-/Tagessatz: 600 €/Tag
  • Sprachkenntnisse: deutsch (gut) | englisch (verhandlungssicher) | französisch (Muttersprache)
  • Letztes Update: 03.12.2018
SCHLAGWORTE
SKILLS
Bernard LEGRU
3 rue de L’Abreuvoir
78240 Aigremont, France
bernard.legru@gmail.com
Mobile phone : 0033(0)680301458
Finanz, Banking, Zahlungsverkehr und IT Berater, Funktionel und Wirtschaftsanalytiker, Arbeitsänderungsmanagement


Hauptkenntnisse
Projektleitung
  • Projektleitung & Management auf English und Deutsch, Reporting,  international context

Anforderungen analyse
  • “Scrum” Methode
  •  Schnittstellenverbindung Konstruktion
  • “Agile” iterative u. incremental Entwicklung Methode
  • Dokumenten ausfertigen

Prozess-Beratung /Funktional Analyse & IT, Cyber Security
  • Business prozess reengineering &  business prozess automatisierung (Aris Web Designer tool), aufgebaute verfahren : UML (Use cases, Requisite Pro), Prince 2, ITIL, CMMI, Change Framework (RBS)
  • 3 tiers Architektur
  • Datenflussmanagement
  • Cyber security/management: HSM (Hardware Security module) & PKI security, digital signature & strong authentication, Identity Access Management (IAM), Symmetric & Asymmetric cryptography computing  
  • Abnahmetests auf anforderungen basis, Erstellung von Testkonzepten & Testszenarien
  • Software Integration, MiddleWare, Bankwesen Pakete
  • Kommunikation zwischen IT und Fachbereich, liaising with stake holders

Zahlungsverkehr, Treasury & Finanz
  • International Cash Management & Treasury (BNP Paribas, Fortis, RBS/ABN-AMRO)
  • Zahlungsverkehr (Barclays Bank, Banque Financière Groupama, Belarus Bank, CIC Paris): Bankschecks, Cards , SWIFT standard messaging & SWIFTNet messaging services (BNP Paribas Fortis, Deutsche Bank):
  • SWIFTNet Cash Reporting messages mit XML (InterAct), SWIFTNet Massen Zahlungsverkehr mit SWIFTNet FileAct
  • Interfaces mit SWIFT Alliance Access (SAA) & SWIFT Alliance Gateway (SAG),
  • Mass Payments System (STET-CORE), grenzüberschreitende Zahlungsverkehr (TARGET 2).
  • Europäische Zahlungsverkehr:  SEPA (Single Euro Payments Area), SEPA SCT , SEPA SDD, Verbindung mit Europäische Zahlungsverkehr   EBA, STET, TARGET 2 : Barclays Bank, CA Cedicam, ING, RBS
  • Anti-Money Laundering (ALM) & Regulatory scanning of payment operations: Barclays Bank 

Credit  and Credit Risiko Management
  • Betriebs und Creditrisiko, Basel 2 & 3 Berichterstattung Erfahrung: Barclays Bank,  Calyon, BEI (Banque Europenne d’Investissement), BNP (Banque Nationale d’Algérie), Banque Financière Groupama, Credit Agricole

Wertpapiere
  • Wertschriftenclearing und Abwicklung, TARGET2 –Securities (T2S), Wertpapiere Financierung (Clearstream Banking Luxemburg (CBL) & Barclays Bank), Bankdienstleistungen und Erzeugnisse   (Options, Derivatives, FX...)
  • Wertpapiere Portfolio Management, MIFID, EMIR Bestimmungen (Barclays Bank)
  • Order management (CBL London )
  • Swift Nachrichten (CIC Paris, BNP Paribas, RBS, Deutsche Bank )
  • Depotverwaltung (Clearstream, Banque Financière Groupama, Paris)


Word, PowerPoint, Excel, Lotus, Access, Visio, Aris Toolset, SQL, XML, MSProject, Clarity
(Akademisch)e Ausbildung
1993-94:          MBA :  Bankverkehr, Finanz & Risikomanagement (Universität Paris-Nord).
1989                MBA : Informations-Systeme (Ecole des Mines-Systemia, Aix-en-Provence).
1976                Magister Wirtschaftswissenschaft (Universität Paris X).
Mathematikstudien Akademische Grad : drei Jahren nach dem Arbitur (Universität Paris VII).
Sprachen:     
Französisch    : Mutter Sprache
Englisch          : Sehr gute Kenntnisse in Wort und Schrift
Deutsch          : Gute Kenntnisse in Wort und Schrift
Russisch         : Mittlere Kenntnisse in Wort und Schrift
REFERENZEN
MISSIONEN :
UBS Zürich, July 2017 to July 2018
IT Business Analyst for the Strategic Authentication/Staff strong authentication CA Service (Microsoft based Certification Authority) and Identity Access Management (IAM) 
Requirements specifications for the HSM (Hardware Security Module) project: HSM for Virtual Infrastructure (Virtualisation based on Citrix and Gemalto technologies/architecture) and interim tactical solution for safeguarding and managing digital keys & providing cryptoprocessing (secure cryptographic key generation & storage, asymmetric key pairs and certificates)  :
  • Functional and non-functional requirements
  • Tactical Solution generic requirements for HSM
  • PED-Key (Hard Token keys) Management requirements
  • Requirements for Service Configuration features
  • Update of HSM Support Model
Bank, London, August to December 2016
Functional Analyst, Cash Management and Receivables
Working on the Market Requirements Document and corporate Use Cases to develop high level requirements incl. POC (Proof of Concept), TOR (Terms of Reference), BRD (Business Requirements Document) & FSD, for a Virtual Account and Value Add Receivables Platform to be integrated into Deutsche Bank’s Cash Management offering, allowing to:
  • Improve the use of virtual bank accounts & virtual account management systems
  • Fit the clients’ needs for sub-structuring of bank transactions
  • Provide management functionalities linked to this platform to clients
  • Match receivables in a better way and develop Reconciliation as a service, including COBO (collection on behalf of) & POBO (payment on behalf of)
  • Initiate payments using various international and regional standards i.e. ISO20022
Credit Mutuel ARKEA, Brest/Paris, from Sept 2015 to December 2015
Project Manager, payment solutions and electronic payment chain, payment gateways Context: the revised Payments Services Directive (PSD2) and the Regulation on Multilateral Interchange Fees (MIFs) for card-based payment transactions voted by the European Parliament in March 2015.
 Object: answering the commercial needs of recently created financial technical firms (Fintechs) and Start-ups, acting as Payment Institutions and Electronic Money Institutions, issuing e-money accounts (e-wallets) to merchants with a virtual sort code and account number (BIC/IBAN)
Means: using the design & technical internal banking resources to elaborate & propose Card,e-commerce & mpos payment solutions in relation to banking back offices and settlement institutions.
 
LCH Clearnet, Paris. März 2015,
Berater : Teilnahme zur  Einrichtung der hochrangigen Test Plan u.Test Strategie für die Migration zum neuen Information System und T2S Anpassungsplan für die Cash Märkte

Euroclear, Brüssel, August bis Jahresende-2014
Wirtschaftsanalytiker auf dem Gebiet von der  Vermögenswert-Bedienung ("asset portfolio  servicing") in Übereinstimmung mit MIFID Regelungen : ausführliche Geschäftsanforderungen, die von den Bankangestellten u. von IT benützen sind-/Anforderung-erklärungen durch Funktionsbeschreibung und Anwendungsfälle (use cases) erfassen:. Soll-/Ist- Situationanalyse

Crédit Agricole Group, Frankreich, September 2012 bis Juni 2014
Mitwirkung bei der Implementierung eines neuen Informationssystemes;
Funktions- und Betriebsanalyse im Gebiet der Risiken (Basel 2, Operationsrisiken...)
    • Verfolgung der Migrations- und Testprozesse
    • Unterstützung der Risikoexperten im Laufe der Testprozesse;
    • Kommunikation über neuer Softwarefunktionalitäten
    • Uber Softwarefehler berichten
    • Uber Projekts- Ergebnissfortschritte und Schwierigkeiten berichten.
Berater über die Credit Agricole-Gruppenorganisation in den inländischen und internationalen Zahlungsoperationen u. in den Kassenhaltungsbereichen (Cash Management):
  • Analyse der Geschäftsprozessen u. organisatorischen Änderungen
  • Teilnahme zur Auswahl eines vereinheitlichten Portal, das Handelsfinanzierung, Kassenhaltung und  Kassenführung, als Module zusammen bringt.
Dieses Portal wird optimale Bank-on-line-dienstleistungen an alle größe Corporates liefern lassen.
Deutsche Bank, Frankfurt, März bis Juni 2012               
Funktioneller Analytiker beim Investmentbank für SWIFT Nachrichten Strategie analytiker Group : Ist- und Soll-Prozessmodelle (As Is) Analyse und Migration von Finanz- und Swift Nachrichten, Gemeinschaftsarbeit mit Offshorespezialisten im Indien.
.
Clearstream Banking, Luxembourg November 2011 to 2012
Funktioneller Analytiker für Wertpapiere “Position Management repository”, unterstützend GVAS(Group Value Added Services) Network Modelle und in Übereinstimmung mit T2S Phase2 und MIFID:
  • Systemanforderungen Dokumentieren im Bereich “Position Management”
  • Softwareanalyse und Design Beschreibung im Bereich “Position Management”
  • Kommunikation über diese Themen an verschiedene Interessenvertreter im wirtschaft, IT und  Aussen Software-Hersteller
  • Umsetzung der Betriebsanforderungen an Systemanforderungen
  • Durchführung von Anforderungsworkshops mit Lieferanten, Interessenvertretern und Themenexperten
Crédit Agricole Group, France, May to October 2011
Zahlungsberater für die Verschmelzung von zwei Information-Systeme benutzt im Konzern.
Funktionelle u. Wirtschaftsanalyse, Soll-/Ist- Analyse u. Verschmelzung Prozess

BNP Paribas Securities Services, BNP Paribas Fortis Group,  Zahlungsberater März bis August 2011
Durchführbarkeit u.Technische Studie um eine benchmark für ein RTGS System, verfügbar auf dem Markt u.benutz für die Werpapiere Abwicklung, zu einrichten

Groupama Banque, Paris (July to Nov. 2010)
Projekt Manager / Zahlungsberater
Für die Verschmelzung von zwei Information-Systemen benützenden ein intergriertes Softwarepaket:
  • Einrichtung u.Verlaufkontrolle von der Teststrategie
  • Festlegung von  funktionellen Acceptance criteria in übereinstimmung mit den wirtschaftlichen Anforderungen
  • Teilnahme zur funktionellen Abnahmetest u.Benützer Abnahmeprüfung (Acceptance Test)
BNPParibas Fortis, Paris (Febr. to April 2010)
Cash Management Funktioneller Projekt Manager, Cash Pooling
SwiftNet Projekt fûr Asia, Einrichtung von dem Projekt Lenkungsausschuss, zur Zentralen u. lokalen Unterstützung, Weiterverfolgung der Projektfortschritt u. Teststrategie,  Einrichgtung u.Teilnahme zur Benützer Abnahmeprüfung.

RBS, Amsterdam (April to Sept. 2009)
International Cash Management & Kassenmittel Berater / Wirtschafts u. Funktioneller Analytiker
Unterstützung Zum Access On Line Projektmanagement unter Verwandung von Agile/RUP methoden.
Zahlungssysteme EG Richtlinie , SEPA Lastschrift Wirtschaftsanalyse, Zusammenarbeit mit  Off-Shore teams.
Informationen am Projekt zum Untersuchungsausschuss

Barclays Bank, Monaco
Project Manager (Okt 2007 to Jan. 2009)
Änderungsverwaltung, Projektmanagement u. Test Strategie / Benützer Abnahmeprüfung (Acceptance Test )  für die Funktions u.Software Verbesserung von:
  • Wertpapiere u. Portfoliomanagement auf eine neue Investitionsphilosophie,in Übereinstimmung mit MIFID Regelungen, Produktanalyse für die Verwahrung Abteile
  • Kreditrisikoeinschätzung u. Steuerung
  • Anti-Geldwäsche u. die Durchführungsabtastung von Zahlungsoperationen
Bankwesen software-Integration u. funktionellen Erhöhungen mit der Ziel EU Regelungen zu befriediegen: Kreditrisiko, Basel 2, Target 2, SEPA, Geldwäsche,
I
NG, Brussels (May-Aug. 2007), Business Analyst

Business Analysis for the implementation & commercial development of the SCT (SEPA Credit Transfer) in Belgium.

Credit Agricole Group, Paris (Dec.2006-Mars 2007) :
Project Manager & Sepa Consultant
Requirements analysis for a group repository of BIC-SEPA data,
Workshops with business managers,
Contact with third party suppliers
Functional connectivity requirements to link Credit Agricole Group to EBA STEP2 services (European Clearing & Settlement Mechanisms including cross border payments).

Fortis, Brussels (Aug.-Oct.2006):
Process Manager / Business Analyst / Cash Management 
Gap analysis with vendor’s Cash Management package,
Interviews & workshops with business managers,
Proposals for renewed business processes & business process reengineering,

Calyon (Corporate bank of Credit Agricole & Credit Lyonnais) , Paris (Nov.2005-Feb.2006)
Basel 2 Consultant, Business Analyst
Rewriting of a credit funding &  risk application :
Credit R.O.I. assessment, Basel 2 compliancy & Basel 2 calculations
Workshops with business managers : reviewing of  business processes & complementary business needs to be taken into account ,
Defining added functionalities & corresponding specifications to be integrated in the new software developments.

Banking Consultant (July-Sept. 2005)
Writing Project Plans  & answering RFP for a group of multinational banks & consultancy firms preparing  banking missions in Eastern Europe & Meda countries .

KreditProm Bank. Kiev, Ukraine (April-June 2005).
Banking & Financial Consultant
Audit of the financial software & financial systems used by the bank,
Study of the opportunity of using :
  • internal sales rates as a profit margin evaluation tool,
  • the Activity Based Costing financial method .
 
Algeria (Sept2003-nov.2004)
Risk & Basel 2 Consultant
Monthly consultancy missions in the banking sector from September 2003 to end of 2004 for:
  • BNA, Banque Nationale d’Algérie, Project Manager
- Operational & IT Risks assessment.
- Recommendations to limit these risks & make the bank Basel 2 compliant.
- Proposal to set up an integrated hardware & software security equipment.
- Assessment of vendors’ technical & financial proposals
- Audit of Credit Management methods & Credit risks assessment,
- Defining  Basel 2 compliancy requirements.
  • CPA, Crédit Populaire d’Algérie
  • Setting up a financial reporting model base on synthetic ratios
  • Researching financial software to treat other financial data of the bank
  • Analysing the interface with the banking integrated package being currently installed 
Government Information Service, Paris (Jan.-Nov.2002)
Consultant
Conceptual analysis for a new information system & assessment of training needs involved.

BNP Paribas, Paris (Dec.-Oct. 2001)
Business Analysis & Project Manager: Cash Management & Treasury Projects.
-           Analysing treasurers' needs & answering RFP.
-           Proposing Cash Management solutions (Cash Centralisation, Notional Cash Pooling…), based on an international & multi-bank EBS, using SITA, SWIFT & the bank's private networks to allow the clients :
. to retrieve balance & transaction information & monitor their accounts
. to initiate transfers & payments
. to facilitate the management of import & export documents.
-           Implementing solutions & managing operational risks.

European Investment Bank, Luxembourg (Sept.-Dec. 2000)
Business/Systems Analysis, Project & Change Management in the Loan Operations area.
  • Analysing business needs
  • Re-engineering business processes & information flows
  • Participating  to a feasibility study for a conversion to a Document Management System & potential Workflow across the lending process.
  • Liaising with the users
  • Planning the project
  • Estimating Resources & Budget
  • Project Organisation
  • Planning & timing the integration of the Finance package & the Loan Operations Solution
  • Preparing RFP
  • Assessing vendors’ financial & technical proposals
SG Investment Banking /Société Générale, Paris/London (Aug.-Sept.2000) 
EMU (European Monetary Unit) Project Audit.
  • Analysing
  • Information flows between applications
  • Nature & characteristics of deals
  • Determining Information System risks.
  • Recommending BPR &  Project Management decisions .
Clearstream International, London/Luxembourg (Jan.-Aug 2000) 
Clearing & Settlement Business/Systems Analysis & Project Management.
  • Contributing to the setting up of a team of  10 business analysts
  • Managing the team
  • Determining the business requirements & business process re-engineering in clearing, settlement & connectivity areas for the delivery of an Integrated Workstation for  Securities Clearing & Settlement, Custody & Reporting, incorporating integrated business services, such as
  • The automatic update of cash & securities positions with online views on positions,
  • The provisions of real-time notifications & views of forthcoming events,
  • The creation of security events instructions by the customers & support of life-cycle of custody instructions,
  • The automatic notification to customers of relevant Securities Events.
  • Determining new functionality & Web services to be offered to customers, based on a three-tiered architecture.
Bulbank, Bulgaria (Sept.-Dec.1999)
Banking & IT Consultancy.
  • Auditing the Information system & IT technologies.
  • Assessing the IT, electronic & Web services provided to customers.
-           Assessing the use of specialised banking software in the operational departments.
Nova Kreditna Banka Maribor, Slovenia (Jan.-Aug.1999) 
Business/Systems Analysis & IT Consultancy.
  • Determining the banking requirements in retail, wholesale, treasury & risk management areas.
  • Introducing Western banking practices.
  • Proposing new financial products, services & delivery channels, including Web banking.
  • Contributing to the conception of a three-tiered architecture.
  • Participating in gap analysis with vendor’s, integrated computer package (Urbis package, Unix based).
Groupe CIC  (Crédit  Industriel et Commercial), Paris (March -Dec. 1998)
EMU (European Monetary Unit) Project Management & Business Analysis.
  • Analysing business processes & information flows
  • Proposing business process re-engineering
-           Identifying areas of impact & risk.
-           Defining strategic issues & resource requirements.
-           Financial & capacity planning.
  • Contributing to overall systems design &  co-ordination of actions.
Banque Financière Groupama in Paris (Sept.1997-March 1998)
Business Analysis & IT Consultancy.
-           Assessing  the Back Office organisation & making proposals for improvements.
-           Developing new payment systems.
-           Developing & implementing banking cards services.
-           Assessing the present information system & risks involved for the bank due to Euro & year 2000.
-           Proposing a methodology for the choice of a new banking software (Olympic, Saab), contacting vendors & analysing their proposals.
-           Setting up of a marketing & Decisional Data Warehouse.
The European Union (March-Oct.1997)
Banking Consultant.
-           Review & assessment of European technical assistance to privatisation & financial sector development in Central Asia.
-           Assessment of Tacis Aid Programmes & their impact on the financial sector in the New Independent States.
-           Business plan for the development of a new activity (major aircraft manufacturing company).
The World Bank (1994-1996)
Project management & business analysis, audit & consulting in banking & information systems in Central Europe.
Several monthly missions in the banking sector in the Republic of Belarus:
  • Reorganisation & centralisation of Back Offices.
  • Analysing the technical environment for the implementation of an Oracle & Progress RDBMS.
-           Implementation of reporting & decision systems.
-           Development of banking cards & other payment systems.
-           Preparing Requests for Proposals & examinig vendors’ answers
-           Choice of global Banking Software & advice on its implementation.
  • Choice of communication networks for data transfer.
1990-1992
CAP GEMINI SOGETI, Paris.
Consulting in management & information systems in commercial, marketing & financial departments of large firms.
-           Recommended strategy for developing information & decision systems in the Post Office.
-           Audited information systems & set criteria for the choice of multifunctional software in the financial sector.
-           Designed & helped to set up a new commercial & marketing organisation offering improved services to France Telecom's main clients.
-           Assessed strategic needs of medium-sized firms relating to telecommunications, and confronted these needs to ISDN offers.
-           Developed & implemented a new marketing approach for IT training offered to firms.
1977-1989
Missions for the EEC (Brussels), FEACT (Dublin), EUROSTAT (Luxembourg) & private groups.  
Freelance Business Consultant.
Analysed companies' economic & financial output & advised companies in decision-making related to the development of new activities.
Designed & implemented business processes & organisational changes in medium-sized firms.
-           Made business plans, proposed diversification of activity & provided criteria & forecasts for investment decisions.
-           Analysed annual financial results & defined financial strategies of major firms, including international petrol groups
-           Adapted work organisation to seasonal fluctuations in activity & reorganised working-time on an annual basis.
-           Analysed the impact of automated manufacturing processes on productivity & training requirements.
-           Measured increases in productivity related to a reorganisation of annual working time.  
-           Conducted feasibility studies of economic financial data banks.
ZEITLICHE UND RÄUMLICHE VERFÜGBARKEIT
Reisebereitschaft : Ganze Deutschland
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